At present, the scale of this incremental fund is still very small, but it is more meaningful to release the signal. Pensions are coming. Don't carry other funds. Come on!Although there is no direct causal relationship between the trend of US stocks and the entry of pensions into the market, it is obvious that it has provided a steady stream of incremental funds.Personal pension should be opened first, and then paid in. The step of tax deduction is realized after deposit. After deposit, you can buy deposits, wealth management, insurance and funds, or you can buy nothing. The fund is just one of them. Previously, funds were all FOF, and only a part of them would flow into the stock market. Recently, it will be extended to the broad-based index, and the proportion of inflows into the stock market will increase a little, just a little.
Although there is no direct causal relationship between the trend of US stocks and the entry of pensions into the market, it is obvious that it has provided a steady stream of incremental funds.Personal pension should be opened first, and then paid in. The step of tax deduction is realized after deposit. After deposit, you can buy deposits, wealth management, insurance and funds, or you can buy nothing. The fund is just one of them. Previously, funds were all FOF, and only a part of them would flow into the stock market. Recently, it will be extended to the broad-based index, and the proportion of inflows into the stock market will increase a little, just a little.At present, this amount is not enough to clinch a deal in one minute.
Let's take a look at the current situation of personal pension.When the personal pension was introduced in 2022, the bank gave a lot of subsidies for marketing expenses, allowing a large number of customers to open personal pension accounts, and most of them did not avoid the tax demand. Only those whose marginal tax rate exceeds 10%, that is, the taxable annual income exceeds 200,000 yuan, have begun to have tax avoidance needs, and the number is very limited.Let's take a look at the current situation of personal pension.
Strategy guide 12-13
Strategy guide
12-13